In this edition of the NACFB’s Commercial Broker magazine, you’ll find NACFB CEO Jim Higginbotham explore how systemic weakness in SME lending leads to poor outcomes.

This 76-page digital-only edition also brings together expert insights from a range of NACFB Patrons and Partners. acceptcards examines the impact of payment processing on SME liquidity, while Cambridge & Counties Bank highlights why smaller sites benefit from specialist lending. UK Agricultural Finance explores how changes to agricultural inheritance tax are shaping farm borrowing.

Proplend breaks down what brokers need to know about break clauses and rent reviews, and FOLK2FOLK challenges the perception of hospitality as high risk. Keystone Property Finance underscores why lenders should think carefully before sidelining brokers, while Mercantile Trust outlines the key information brokers need to deliver deals more efficiently.

Our big interview is with Danielle Soto, Aldermore’s managing director of business finance and savings, and we spend five minutes with Asset Finance Solutions’ managing director Lee Simms.​

In our Ask the Expert feature, we put questions to Alan Watkins, managing director of NACFB Partner CETSAT, while the NACFB’s head of compliance, Sarah Cunningham, explains why regulators are paying closer attention to how principal firms oversee their ARs in practice.​

This edition’s Patron Profile shines a spotlight on Secure Trust Bank, and headline sponsor HSBC UK emphasises its commitment to empowering brokers and businesses to thrive in a changing world.

You’ll also find a wealth of insight, opinion, and commentary from Allica Bank, Roma Finance, Skipton Business Finance, Hampshire Trust Bank, Alchemy Business Finance, Alternative Bridging Corporation, Blacks Solicitors, Reward Funding, UMi, Somo, Glenhawk, LHV Bank, Brickflow, and Ultimate Finance.