In this month’s cover feature NACFB managing director, Norman Chambers, discusses the opportunities and challenges of financing patents, trade marks, copyrights, talent, research, branding, customer lists, and software – in other words, intangible assets.

The magazine also features insight and opinion from: Richard Hamlin of NACFB Patron First Merchant Finance who explains how to secure funding for leasehold hospitality businesses; Catherine Bowen, senior policy adviser at the BVRLA outlines the infrastructure challenges for electric vehicle fleets; Sam Bilo of NACFB Member firm Crystal Business Finance – SW shares why brokers should adapt and develop their offering; and, NACFB head of compliance James Hinch sets out a case for a unified approach to the implementation of the FCA’s Consumer Duty.

We learn about trade marks from the Chartered Institute of Trade Mark Attorneys. James Piper of NACFB Partner Lightbulb Credit imparts the importance of keeping a business credit profile up-to-date. Dr Nicola Headlam of Red Flag Alert elucidates on how to identify high growth SMEs using data analysis.

Readers can also find thought-provoking contributions from NACFB Patrons Allica Bank, Alternative Bridging Corporation, NatWest, Assetz Capital, ART Business Loans, Keystone Property Finance, Playter, Avamore Capital and Recognise Bank.

Last but by no means least, Stavros Theophilou of Lawrence Stephens explains what the changes to Basel 3.1 could do to the SME lending market.