In this month’s cover feature, Norman Chambers explores commission models in the commercial finance sector following a recent Court of Appeal ruling which led the NACFB to update its Members’ template Terms of Business. Norman asks if it is fair to clients for brokers to take commission from lenders and looks at what the industry can do to remain compliant whilst keeping all parties happy and well-informed.

The latest issue also features insight from headline sponsor Lloyds Bank on embracing agility, Unity Trust Bank on how society is stronger when communities unite, Barclays on the SMEs who are planning to invest as they emerge from lockdown, Lloyds Bank on building back better, Reward Finance Group on removing false hope, Hitachi Capital Business Finance on why rising business confidence is good news for the sector, Time Finance on leading the way to client recovery, and Savills on supply and demand in the race for Yorkshire industrial space.

Also in this issue Shawbrook Bank examines the new Permitted Development Right rules, West One Loans looks at partnering – from conception to delivery, Commercial Expert addresses the need for greater transparency for borrowers seeking short-term finance, Swishfund on not inheriting the earth from our ancestors but borrowing it from our children, Arcadia Consulting on developing a mindset advantage, and Close Brothers Business Finance share the results of their recent survey of commercial intermediaries. Last but by no means least we have all the fives as Ortus Secured Finance give us five reasons to employ a graduate, and we spend five minutes with Jon Mote of United Trust Bank.