In this month’s cover feature NACFB managing director, Norman Chambers, looks at the government’s plans to reform the Consumer Credit Act and asks why the commercial finance community still operates under primary legislation designed for a very different era.

The magazine also features insight and opinion from NACFB Patrons including Matthew Shepherd, chief commercial officer at Skipton Business Finance who explains how much ESG figures in lender selection. Robert Bourn, director at Farm Finance provides an outlook for agricultural businesses in 2023. Clare Briggs, associate director at TradeBridge shares an analysis of the dental sector bracing for change. Also, Adam Matthews, NACFB compliance officer explains what to expect from new data protection provisions.

Readers will also find thought-provoking contributions from Allica Bank, Pluto Finance, the Federation of Master Builders, Time Finance, Paragon Bank, StreamBank, LendInvest, Signature Property Finance, Key Commercial Finance Solutions, Unity Trust Bank and SME Capital.

Last but by no means least, we spend five minutes with Luke Jooste, CEO at Merchant Money who gives his advice to the modern commercial finance broker and shares the type of business he’d start if he weren’t in the lending game.