Business credit improvement for optimised funding

Lightbulb is the UK’s only whole-market credit insight, improvement, and monitoring service for businesses. Poor business credit ratings can have a direct impact on borrowing, working capital, trade terms, and tendering. If a business’s credit rating is low, it can immediately restrict access to funding. In cases where funding is obtainable, it can also have a negative impact on the rates and terms offered.

An optimised business credit rating can really enhance the funding process, ensuring businesses can access the best deals available. For brokers, this solution can directly support getting complex or difficult deals across the line. By improving the business credit score, credit declines can be converted into fundable deals.

How does it work?

Getting started is easy. Follow our simple four-step approach:

  1. Request a free Company Credit Insight Report: fill in our form with your contact details, the company name, and the company registration number
  2. Sit back and relax: our team will get to work compiling your bespoke report
  3. Receive your report: our team will share the bespoke report with you via email, highlighting any areas that require improvement
  4. Schedule a call: book a meeting with a member of our team to run through the report. Simply click the “book meeting” link in our email.

Our Credit Improvement service is fast and can have an impact in just 48 hours. Working directly with the five main credit rating agencies, our team quickly spots issues, identifies solutions, and gets scores re-evaluated. All cases are handled with complete confidentiality and new scores are instantly applied by the credit rating agencies. The service is offered on a “success fee” basis, making it completely risk-free for clients. Lightbulb supports businesses across all industries and sizes, from small businesses to PLCs.

Benefits to brokers

  • Complete difficult deals
  • Provide optimal funding
  • Turn around funding declines
  • Get positive results for your clients
  • Add value to your own service
  • Earn commission for successful introductions

Benefits to your clients

  • Free detailed credit review report
  • Get positive results fast
  • Totally risk-free service
  • Obtain the best funding available
  • Improve credit limits elsewhere
  • Increase working capital

If you’d like to find out more about this service, you can book a short call with Lightbulb Credit’s team using the link below.

Book a call with Lightbulb Credit