NACFB Mutual
Annual General Meeting

Adrian Coles has practiced as a professional within the commercial mortgage market for more than 30 years. Adrian joined the NACFB as a Member in 1993 and he has witnessed first-hand the micro and macro challenges the industry has faced since. Adrian was appointed as a director of the NACFB in 2009 with a responsibility to both review and implement a training and education programme. Adrian has previously chaired the NACFB’s compliance committee and currently holds the position of Vice Chair.

David is a Chartered Accountant, providing services to a diverse portfolio of SME businesses as a partner at Ashgates since 2006.Starting in 1995 with a top ten international accounting firm, David has cultivated a robust background in audit, accounts, and tax compliance. Beyond compliance, he is a trusted advisor aiding in business growth, tax planning, and change management. David has previously served as a non-executive director for the NACFB. Outside of work, he is a parent to twins and a passionate musician.

Serving on the NACFB board for six years, Mike's 30-year journey in commercial finance began with high street lenders. Transitioning to the broker market in 2006, his expertise in regulatory expectations and the potential impacts of claims management firms offers the board a crucial viewpoint. Viewing the NACFB as the broker's voice, Mike is deeply passionate about its mission and remains dedicated to contributing his unrivalled regulatory expertise and infectious enthusiasm.

Norman Chambers, managing director of the NACFB, has over thirty years in banking with giants like NatWest and RBS. Joining the NACFB in 2014 after diverse senior management roles, he's driven its strategic growth, strengthened ties with lenders and service providers, and lobbied government bodies. Known for team-building and decisive leadership, Norman collaborates with key financial bodies, leveraging NACFB's research to influence policies for SMEs. Dedicated to enhancing broker-lender relations, Norman remains committed to the Association's evolution and SME finance access.

Paul Goodman, Chair of the NACFB, has over three decades in finance, beginning as a trainee after earning his BTEC diploma in 1990. Shifting to industry-led roles in 1999, his dynamism shone. Joining the NACFB 12 years ago, under Paul's stewardship the NACFB has propelled to prominence, as it develops both in size and stature. Now in his eighth year as Chair, Paul steers the trade body’s strategic vision, building pivotal ties with key financial bodies. Paul champions honesty, teamwork, and continuous growth, as evident in the NACFB's growing impact on UK SME financing.

With 20 years in the British Army, Russell served notably in the Parachute Regiment across various locations, earning the Military Cross for exceptional leadership in Afghanistan. His experiences birthed the book 'Company Commander', a required read for US Naval Officer aspirants. Russell's expertise extended to defence procurement and instructor roles, reforming the Army's tactical decision-making process. Since 2013, he transitioned to a training and security consultant role, collaborating with entities like Greater Manchester Police and Sky News as a Defence commentator. Russell has been a specialist NACFB board director since 2018.