In the Q3 edition of the NACFB Commercial Broker magazine, the Association’s head of communications, Kieran Jones, explores one of commercial finance’s oldest questions: who really owns the client?  

This mammoth 88-page print edition is packed with exclusive features from a host of NACFB Patrons and Partners. Inside, VAMOS explores why AI is a powerful tool but no substitute for people, Secure Trust Bank Real Estate Finance examines what matters most to today’s bridging borrowers, and Investec Asset Finance reveals three ways technology will make asset finance brokers more valuable, not less. 

StreamBank explains how to stop deals falling apart, Colenko explores why title split lending is becoming a strategic tool for commercial finance brokers, and Momenta Finance argues that UK SME lending needs a new blueprint. 

GB Bank explains why global investors continue to back UK property, while Fleximize asks: Your clients are backing themselves – are they asking for help? 

Our big interview is with Rachael Raymond, Funding Circle’s head of broker, and we spend five minutes with Charissa Chang, head of sales, North and Midlands at Allica Bank. 

In our Ask the Expert feature, we put questions to Matthew Elliott, co-founder and chief commercial officer at Nivo, while the NACFB’s head of compliance, Sarah Cunningham, explores how AI can make weak complaints seem more convincing – and why brokers should focus on substance rather than style. 

This edition’s Patron Profile shines a spotlight on Factored, and headline sponsor HSBC UK talks about how they’re backing healthcare and dental SMEs. 

 You’ll also find a wealth of insight, opinion, and commentary from Abcor Finance, Aldermore, Charles Street Finance, Close Brothers, Finativ, the FLA, Hilton-Baird Financial Solutions, HSBC UK, Lakeshield, Lendco, Metro Bank, MSP Capital, Proplend, Skipton Business Finance, Swishfund Ltd, Triodos Bank UK, and Unity Trust Bank. 

Our thanks to all contributors.