About our brokers

The NACFB comprises over 2,000 commercial finance brokers covering the whole of the UK. They’re required to have Full or Limited Consumer Credit Permission, Professional Indemnity Insurance, a Data Protection Licence, and a strong track record with nationally recognised lenders.

What is a commercial finance broker?

Source of finance

A Commercial Finance Broker aims to channel funds from a lender to a commercial business. A good Commercial Finance Broker will know the details of a lot of alternative lenders – not just the high street names.

Knowledge of market

The broker will have a good working relationship with more than one lender. Through their knowledge and expertise they will match a borrower’s requirements with the most appropriate lender operating in the market.

Best advice

A principle of best advice runs through the core of our membership. Small and medium-sized businesses who struggle to find funding from high street banks can tap into the expertise of the Commercial Finance Broker.

NACFB Member

1,900 commercial finance brokers choose to be members of the NACFB. The NACFB works to regulate brokers, asking them to follow a Code of Conduct that was formally recognised by the Office of Fair Trading in 1994.

Why use a commercial finance broker?

Professional standards

Brokers who are members of the National Association of Commercial Finance Brokers (NACFB) all adhere to an industry recognised Code of Practice, so if you use a broker with the NACFB logo, you know you’ll be getting the best service.

Expert financial guidance

There are more types of finance available to SMEs than most business owners realise. An NACFB broker may find a solution that serves the individual business needs with a more suitable and cost-effective solution.

Save time

Modern business owners have become much savvier; often outsourcing their financing to a specialist broker – which in turn allows them more time to manage the day-to-day running of the business.

Broker’s experience

Business owners are the experts of their business and sector, but obtaining finance can be quite a complicated matter. It can be confusing to understand the difference between all the different options, interest rates and repayment choices on the market.

Traditional approach

Dealing with a broker means dealing with an individual. A broker is someone who will take the time to understand a client, their business and their sector.

On your side

When an SME approaches a bank for finance directly, the bank will look to sell that business a loan. If that business instructs a broker to help them obtain a business loan, then the broker is working for that business and client.

Find your broker

Association broker governance

Code of Practice

The NACFB Code of Practice lays out the framework under which Members and Member firms conduct their business. The Code applies to all Members of the Association.


Minimum Standards

The NACFB Minimum Standards forms a key strategy for the Association to be able to establish the NACFB Marque as one that can be trusted in the SME and commercial lending markets.


Learn more about us

Who we are

Subscribe to the NACFB Morning Briefing

The NACFB provides a daily round-up of news relevant to your business and the wider commercial finance lending community. The free summary is delivered to your email inbox every day and is an excellent way to stay abreast of developments within the sector.