see our upcoming Events and Workshops across the UK

Monday 13th February

The resolutions you shouldn't have broken yet...




Training & Education

The NACFB is committed to providing Training and Education for Commercial Finance Brokers and over the years has developed a range of training days to cover all aspects of Commercial Finance. This has included Asset Finance, Factoring and Invoice Discounting, Marketing and Fraud training to name just a few. In addition our CPD programme continues and recording is now available on line.

We offer a new qualification to replace the Certificate in Commercial Mortgages, which has been written in conjunction with all the High Street banks. The Certificate in Business Banking and Conduct (CertBB&C) is the standard qualification for all our members and is run by The London Institute of Banking & Finance.


Commercial Finance Expo

The Commercial Finance Expo is the only show in the UK dedicated to the business finance community. Representatives from funders across the business finance arena will be exhibiting. This year the NACFB conference will be held during the Expo, welcoming speakers who can offer a keen insight into different parts of the industry..



FindSMEfinance lists sources of commercial finance for small businesses, including leasing and hire purchase arrangements, commercial mortgages, and invoice discounting and factoring. It will allow you to search by region or postcode, and will take you directly to the brokers who are best placed to help you find the funding you need.


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Hire Purchase (HP)

This is the traditional method of financing fixed assets for businesses that wish to eventually own the vehicle, machine or equipment.

The finance company buys the asset on behalf of the customer, who then pays an initial deposit.

The remaining balance, plus interest, is then paid over an agreed period, usually between 2 to 5 years. During this period, title to the goods remains with the finance company until all the payments have been made in accordance to the finance agreement.

Early settlement of the HP Agreement is usually permitted if required. Once the final payment is made, full ownership transfers to the customer.


Finance Lease

Under a finance lease, the finance company purchases and owns the asset throughout the term of the lease and hires the goods or equipment to the customer over an agreed period (primary period).

At the end of the lease the customer can either return the goods to the finance company and upgrade to new equipment on a new lease, or there is usually an option to continue leasing the goods after the primary period at an agreed annual payment.

All rental payments are subject to VAT.

Click the button to find your nearest professional Hire Purchase or Finance Lease broker.


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